There are many options available if you are searching for the best private health insurance. It is possible to search online for information about the best plan. There are many options to choose from, so it doesn't matter how much you spend. You will also be able find affordable rates without having to spend a lot of your time.
Anthem
Anthem is an important health insurer and is among the top three players on the individual market. It has nine states of operation, and the plans it offers for health insurance vary from one state to another. Although its name is often associated with individual health insurance plans, Anthem also offers health insurance through its subsidiaries. Anthem plans are sometimes known as HMOs in some states. They may also be known as Compcare or Empire plans in some states.
Anthem health insurance for individuals has received mixed reviews from consumers. Anthem is given an F-grade from the Better Business Bureau, and its customer satisfaction rating of low. Anthem has been cited twice for denials of claims compared to the industry average. Anthem has settled 61 claims in the last three years. Most of these complaints were related to billing or denied claims.
Anthem offers several individual health insurance plans, ranging from basic coverage to high-deductible plans. Individuals looking for affordable coverage will appreciate the company's extensive network of doctors and hospitals. Some customers have found that the high deductibles are too expensive for them.
Anthem offers more than just individual health insurance. It also offers Medicare plans that include hospital recovery, accident and critical illness. These policies provide coverage for prescriptions and deductibles, and are available in some states. Many Anthem health plans include vision and dental coverage.
Blue Cross Blue Shield
Blue Cross Blue Shield individuals can get affordable health insurance. Blue Cross Blue Shield Association offers affordable health insurance through the BlueSelect program, which meets the Affordable care Act's requirements. The BlueSelect plan is available through the Health Insurance Marketplace.