It is possible to save a lot of money by purchasing pet insurance. Over the life span of your animal, you can save thousands. You can have peace of mind, knowing that your pet will receive the best veterinary care at affordable prices.
Best Pet Insurance Colorado
If you are new to pet ownership, or simply looking to upgrade an existing policy, finding the right coverage is important. To help you find the right pet insurance provider for your pet, we compared Colorado's pet insurance providers.
Lemonade, our top pick for Colorado dog coverage, is the most affordable. Lemonade offers a simple claims process, customizable payout rates, and annual coverage limits. It's one of few companies to allow you the option of choosing per-condition coverage limitations rather than annual limits.
Optional add-ons include cancer treatment, emergency board, kennel costs, and many others. Some plans provide unlimited coverage, so you don't have to pay for vet bills once your deductible has been met.
Selecting an insurer that offers a $50 annual deductible will help you lower your insurance costs. This yearly cost can be offset by using the deductible.
Accident-only plans: An accident-only coverage plan is the most basic option. It covers bite wounds, broken bones and hospitalization. It also includes radiology services, surgery and hospitalization. This plan is usually less expensive than accident and illness plans, which offer more comprehensive coverage, such as general health, hereditary diseases, cancer and more.
Essential plan: If you want the most comprehensive protection, an essential plan is a good option because it includes all of the benefits of an accident-only plan but adds cancer treatments, congenital defects and hereditary conditions to the mix. Add a wellness plan to cover things like prescription drugs, vaccines and food.
Healthy Paws offers a variety of plans including accident-only, top tier, and essential. Its accident only plan is as low as 10 dollars a month, and covers alternative therapies, bite injuries, broken bones and hospitalization.
Figo is another top choice for those who want quick coverage. Figo's essential and accident-only plans are more affordable than other options for pet insurance in the state. The Extra Care Pack includes coverage for end-of life expenses, vacation cancellation costs, and third-party property damages liability.
The cost of pet insurance in Colorado can vary greatly depending on the age, breed and location of your dog. Some dogs and cats are more likely to need vet visits than others, which can make it more expensive to insure them. Some insurers charge more for older animals, while other companies have different rates for dogs and cats of specific breeds.