AIG Insurance Travel, which was previously called Travel Guard, has been developed by American International Group, Inc. It covers medical expenses incurred while traveling due to illness or injury. It also covers missed or delayed connections, baggage delays, and emergency evacuation. It is essential to understand what coverage you have in your policy.
COVID-19-related illnesses covered
You may be eligible for medical coverage in the event of a COVID-19 pandemic if you have AIG insurance. AIG also offers other benefits like trip cancellation or interruption coverage, as well as emergency medical coverage. These coverages can help you get through an emergency situation abroad without having to worry about booking a flight home.
Regardless of whether your insurance company offers coverage for COVID-19, you'll want to contact your provider. They can provide you with the necessary documents and information to help you get the treatment you need. Also, make sure to read through your policy.
Missing connection
Missing connections can happen for many reasons, including mechanical problems or inclement weather. A missed connection policy will reimburse you for any unused tickets, as well as other travel expenses. This coverage will not only provide financial protection but can also help you find alternate transportation options if your plane experiences mechanical problems.
Most insurers cover missed connection, although it is important to check that your particular policy covers these types of situations. There can be a wide range of coverage levels between plans.
Baggage delay
Baggage delay insurance provides financial assistance in the case of luggage delay. It covers personal belongings such as clothes and toiletries. It covers reimbursement up to the policy limits, which typically range between $500 and $1,000. To file a claim, you must show receipts for all purchases made while you were waiting for your luggage. A deductible may be applicable to your claim.
Insurance companies may offer additional baggage delay coverage. However, you need to be aware of the limitations. For example, baggage delay coverage does not cover lost or delayed bags that aren't returned within a twelve hour period. It is best to read your policy before buying anything. Also, make sure that you include baggage delay benefits.
Emergency evacuation
AIG Insurance's travel emergency evacuation plans provide comprehensive coverage to meet travelers' medical requirements. The most popular plan offers up to $500k in emergency medical evacuation and 50% reimbursement for trip interruption. Additional add-ons include a pet or wedding bundle and an inconvenience bundle. These bundles cover closed attractions as well as the rental cost of a vehicle.
The coverage of emergency medical evacuation plans provides medical transport and air evacuation. They're especially useful when traveling to remote locations without access to medical care. Additional coverage options include repatriation for the family member of the deceased. Financial assistance is provided for beneficiaries and survivors under the Accidental Death and Dismemberment coverage. Some plans only cover accidents involving planes, such as a crash. Other plans provide coverage for lost or delayed baggage.