If you're looking for the best homeowners insurance in Georgia, you've come to the right place. We've compiled a list with the top home insurers in the state, including their coverage, discounts, customer service scores and more.
cheapest homeowners insurance in ga
Your personal risk profile and the size of your house are two factors that will determine your homeowners insurance premium. You'll also need to select your deductible. This is the amount that you will pay before your insurer covers the remainder of your claim.
Even though Georgia has a mild climate, having home insurance can help cover the damage caused by hurricanes or tornadoes. Some policies offer flood insurance.
The majority of Georgia homeowners don't require flood insurance, but if you live in an area that is prone to flooding it may be worth getting additional coverage. The National Flood Insurance Program and homeowners policies that include a special endorsement to cover flood damage are included.
Country Financial ranks number one for overall satisfaction
Country Financial is the leading home insurance company in the State. Its policies are available at affordable rates and offer a variety of coverage options. Country Financial is also highly rated for customer service. And its policies are offered in most parts of the state.
Farmers ranks first for affordability
Farmers has the lowest average premium in the state at $703 per year. It's a good choice for homeowners that want to save some money. You can lower your premiums by installing safety devices in your house, not making any claims and bundling your policies.
USAA ranks highest for military families
USAA is an excellent option for homeowners who are members of the military, or have a loved one that is. This insurance covers everything and offers robust coverage. There are also discounts available for loyalty to the company, bundling of policies, and timely payment.
Progressive provides homeowners with the most affordable insurance coverage in Georgia. This includes standard protections for your property, your personal belongings, as well as your liability. The company has a good reputation and receives fewer customer complaints than its competitors.
Cincinnati Financial also offers policies at a reasonable price for Georgia homeowners. ValuePenguin has rated the company as one of the top five homeowners insurers in the nation for their excellent customer service.
Allstate has many coverage options and ranks fifth among homeowner's insurers. The policies of Allstate include both traditional homeowner's insurance coverage and more customized options, such as condo or renter’s insurance.
In the event that your jewelry or clothing is stolen or lost, you can opt to purchase a separate insurance policy. These policies usually have higher limits than homeowners policies.