It can be costly to cover your pet's medical bills if they have a medical condition. Pets Best can help. Their coverage is 100 percent. Their deductible is low and they don’t discriminate against pre-existing medical conditions. They will pay your claim within two days and send you a paper check.
Spot has 100% coverage
Spot's Pet Insurance is designed keeping your pet’s behavior, age, breed, and size in mind. It can help you avoid unexpected vet bills and better prepare for emergencies. Spot offers several plans for pet insurance and 10% off for additional pets.
Spot's coverage also covers routine preventive and accident-related costs, such as deworming, vaccinations, and flea/tick prevention. There are no waiting or deductibles. Each benefit is subject to a set amount per year. SPOT will not pay for any excess amount.
Spot's deductible cost is low
Spot customers are able to choose from policies with a $2,500 up to $10,000 deductible. They can also select an annual deductible that is low or unlimited. They can submit claims via Spot’s app or online portal. To process a claim, they will need to have the pet's medical records. After filing a claim, customers will receive a response via email. A personalized claims portal allows customers to view the status of their claim.
Spot's pet insurance includes veterinary care, diagnostic testing, and treatment for minor and major illnesses. It also covers accidental injuries, hospitalization, surgery, and medical supplies. Spot, unlike other insurance policies covers dental cleanings. Spot reimburses 80% and has a low-deductible.
Spots are priced higher than the norm in young pets
Spot offers two types insurance plans for pets: Preventive care and Accidents and Illness. Both include hospitalization, surgery and prescription medications. Spot also pays for vet bills incurred due to accidents or illnesses. Spot insurance offers discounts for multiple pets.
The prices for policies vary from $2,500 to $10,000. Depending on the plan you choose, you can select unlimited coverage or an annual deductible. Spot's App or online claims are accepted. All veterinary records must be received within 270 days.
Spot's coverage does not depend on pre-existing conditions
Spot's coverage covers pre-existing conditions. This is a departure from most pet insurance plans. The policy does not cover certain health conditions. Dental disease, intervertebral and other hereditary disorders are excluded from the policy. The insurance does not cover dental or orthodontic procedures, nor expenses associated with boarding and daycare. Insurance does not cover cosmetic treatments or bilateral conditions.
Spot's policy on pre-existing conditions does not cover arthritis treatment. The insurance company defines a "pre-existing" condition as any medical condition that existed before Spot's plan was issued. Unless arthritis has been treated, the insurance company cannot pay for treatment. There is no age limit on this policy, but customers must pay a $2,500 deductible to cover vet costs.