Figo Pet Insurance offers comprehensive pet insurance coverage, including the option of choosing from one of three annual benefit options: Essential, Preferred or Ultimate. Optional wellness programs are available to cover routine blood work and vaccinations. Figo offers a "Pet Cloud", a mobile application that allows you and your pet to manage their health. Access a range of features via the app including a view of your pet's medical records, emergency care advice and reminders about upcoming appointments.
Fill out the online application to get Figo's pet insurance. In order to enroll in Figo pet insurance, you will need to fill out an online application. You can also choose to pay an upfront deductible, which will affect your premium. You can waive your deductible by submitting a vet's request form. Figo also offers a 30-day money-back guarantee. This means you can file a claim up to the end of the policy year and receive reimbursement.
There are no limits to how many claims you may file. However, Figo does require the visit of a licensed veterinarian. You must also upload any medical records. Once your claim is processed, the insurer will notify you. Most claims settle within three days.
Figo has been made available in all 50 States. Depending on the plan chosen, customers can choose a deductible of $100-$1,500. For each year your pet's insurance has been in force, the deductible is decreased by $50. Additionally, Figo offers a 5% discount for multiple pets. It is not covered if your pet is less than eight weeks old at the time you buy a policy.
Figo also offers a GPS collar to help you track your pet. It is perfect for pets that roam. If your pet is stolen, Figo will cover the cost of boarding fees and third-party property damage up to $10,000 per policy.
Figo policies will cover any major illness and injury. They also include veterinarian exams and non-routine dentistry care. Some plans are also paired with an extra care pack, which includes third-party property damage up to $10,000.
Figo also covers hereditary disorders. Hereditary conditions are defined by the insurer as conditions that can be passed on to a pet through their genes. Contact customer service to confirm your pet is covered. Figo does not have an age limit. However, most insurance companies have restrictions regarding new policies.
Figo provides 24/7 live vet chat. The company provides an electronic filing/tracking system so that it is easy to submit claims. The app also allows users to access a list recommending pet-friendly places.
The Figo Pet Cloud app is very popular with users. The app allows for live communication with a veterinarian. You also have the option to select from multiple reimbursement rates. The app is also designed to provide you with urgent care advice. When it comes time to make a claim, you can use the app to send a claim, and the company will pay it electronically.