AIG Insurance Travel, formerly Travel Guard, is a product of American International Group, Inc. It covers travel medical expenses in the event of illness or injury, including COVID-19. It covers missed and delayed connections, baggage delays, as well as emergency evacuation. It is crucial to fully understand your policy's coverage to ensure that you are protected.
CoVID-19 related illness coverage
If you're traveling abroad and have an AIG insurance policy, you may be able to get medical coverage for the COVID-19 pandemic. AIG also offers additional benefits like emergency medical coverage and trip cancellation and interruption coverage. These benefits can be used to help you in an emergency situation overseas and save you the hassle of trying to get a ticket home.
You should contact your provider regardless of whether or not your insurance covers COVID-19. They can help you obtain the documents and information you need to get the treatment that you want. It is important to review your policy in order to be sure you are covered.
Missing connection
Missing connections can happen for many reasons, including mechanical problems or inclement weather. A missed connection policy can help you get reimbursed for unused tickets and other travel expenses. These policies can provide financial protection as well as help you find another way to get around in case your plane has mechanical problems.
While many insurers will cover missed connections you should make sure that your specific policy includes coverage for these situations. There can be a wide range of coverage levels between plans.
Baggage delay
Baggage delay protection provides financial support in the event that your luggage is delayed in arriving. It covers personal goods such as clothes, toiletries, etc. It provides reimbursement up to the policy limit, which usually ranges from $500 to $1,000. To make a claim, you will need to provide receipts for purchases made while waiting for your luggage. There may be a deductible attached to your claim.
While some insurance companies may offer additional baggage delays coverage, it is important to know that there are certain limits to how much you can get. Baggage delay coverage doesn't cover bags that have been lost or delayed beyond a 12 hour time limit. Before you buy anything, review your policy to ensure that baggage delay benefits are included.
Emergency evacuation
AIG Insurance offers comprehensive coverage for travel emergencies. The most popular plan is available with up to $500k in emergency evacuation and 50% reimbursement when a trip is interrupted. The company also offers add-ons such as a wedding or pet bundle and inconvenience bundle, which covers closed attractions or the cost of a rental vehicle.
These plans cover air evacuation and medical transport. These plans are especially helpful when you travel to remote areas without medical care. You also have the option of repatriation insurance for the relatives of the deceased. Coverage for accidental death or dismemberment provides financial assistance for survivors and beneficiaries. Some plans cover only accidents involving aircraft, such as a plane crash. Other plans include baggage that is lost or delayed.