The current system of visitors insurance only covers a handful of services and is dependent on a restricted number insurance companies. These plans are typically more expensive than domestic and are only offered at specific times of the year. Visitors to the U.S. could be in the country for any duration, not just for short periods.
USA-HealthCare
Visitors to the United States can get coverage through the Visit USA-HealthCare plan. These plans include pre-defined benefits and emergency services that can be used for up to 364 consecutive days. You can seek treatment from any U.S. physician or hospital during this time. USA-HealthCare provides three levels in coverage including individual, family, group, and group plans.
Prices for individual insurance policies vary. Many policies are affordable, depending on their level of coverage. Pre-existing medical conditions may be a factor. You'll need to choose an insurance plan that meets your needs and budget.
Liaison Travel Choice
Liaison Travel choice insurance for visitors covers a wide array of medical needs. The plan is designed for both individuals and families traveling outside of their home country. This plan covers children of unmarried parents. It will also pay up to $30,000 for medical expenses. This insurance also includes emergency medical evacuation. Liaison Travel Choice offers comprehensive coverage for trips lasting between five and three64 days. For medical care, visitors can visit any doctor in the PPO network.
Visitors can choose from three plans: the Liaison Travel Plus Plan (Basic Plan), Liaison Travel Medical Plan (Medical Plan), and the Liaison Travel Plus Plan (Medical Plan). Liaison Travel Medical Plan is designed for short-term, international travel. It provides coverage for injuries or illnesses occurring outside the United States. The coverage periods range from 5 to 364 day, and it is accessible to travelers under the 74 age. The plan also offers customizable emergency coverage and deductibles.
Atlas America
Atlas America's visitor Insurance plan might be the right choice for you if you are traveling to the United States. This plan covers both hospitalization and outpatient treatment. This plan may not cover all of your medical costs. It is possible to get this insurance online today and start receiving coverage.
This visitor health insurance plan is part of the United Healthcare PPO network, which provides access to a large network of medical providers in the United States. Those providers within the network bill the insurance company directly, and charge network negotiated fees, which are usually lower than the regular rates. You only need a credit/debit card number, birth date, name, passport number, as well as travel dates to request a quote.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance offers coverage for medical expenses of foreign nationals who travel to the USA. This plan covers medical expenses for visitors 19 and over who require medical care in America, including emergency service. The insurance covers temporary stays in the U.S. and 100% of eligible medical costs up to the policy limits. This plan also includes instant ID cards, proof of coverage, and proof of insurance.
This comprehensive insurance policy covers foreign travelers for medical emergencies, including pre-existing condition onset. The plan is available for 5- to 9-day stays. It can also be renewed for another year. The maximum policy amount, $50,000, can be renewed for up to 2 years.
International Major Medical Plan
Consider purchasing an International Major Medical Plan (IMMP) insurance policy if your purpose is to visit the United States. This coverage covers up to $1,000,000 in out-of pocket medical expenses. You can also receive trip cancellation and evacuation benefits. Some plans include coverage for war or terrorism. Some plans even provide coverage for non-professional and recreational sports. International Major Medical Plan policies include coverage for heart and cancer care.
Visitors can also consider purchasing an Elite Plan, which covers pre-existing conditions. This insurance includes doctor visits, blood testing, urgent care, specialty care, and more. This type of insurance also covers medication prescribed by doctors.