You should always have auto insurance Washington DC, so that you are protected in the event of an accident. AARP Auto Insurance has many customers in District of Columbia who choose this coverage.
When you compare rates and select the right coverage, buying cheap car insurance is simple in Washington, DC. Whether you are looking for minimum liability coverage, comprehensive and collison coverage, or full insurance coverage, we can help you find the right policy.
In the District of Columbia, minimum insurance requirements are $25,000 for each person and $50,000 for an accident. Property damage coverage is also $10,000. Those figures are low, but it's best to get more than that to cover any medical costs if you or someone in your family gets injured in an accident.
A higher deductible or additional liability limits may help reduce your premium. Full coverage is also a good way to save money, as it includes comprehensive and collision insurance that protects your vehicle from vandalism or damage caused by a crash.
GEICO provides the cheapest insurance for Washington, DC, whether you want to cover your car with a minimum coverage or full coverage. It also offers the lowest rates for young drivers and military families.
If you're looking to purchase insurance, your driving record is important. Also consider the type of coverage you need. Your premiums will be lower if you maintain a clean driving history. You can also see a rise in your premiums if you have tickets for traffic violations or an older vehicle that has high mileage.
Another factor that affects your premiums is your credit score. Insurance rates are generally higher when your credit rating drops. There are several ways you can improve your credit rating, which will result in cheaper auto insurance quotes.
Drivers should also compare the costs of different policies by rating factors, such as location and coverage level. These ratings are a great way to help you decide which policy is right for you.
Discounts, Bonuses & Special Offers
Many insurance companies in District of Columbia offer discounts for good students and drivers with certain safety features. These savings may range between 5 and 10%, depending on your specific circumstances.
Some providers also offer discounts for safe driving that can save up to 50%. You may be able to earn discounts depending on your insurer by maintaining a good driving history, paying bills on time, and taking defensive driving lessons.
To find the best car insurance policy in Washington DC, compare quotes from several reputable companies. Use the free tool for auto insurance quotes to get a quote.
Buy a more fuel-efficient car if your vehicle is older and has a lot of mileage. This can help you save on insurance. The models you choose can also save you money in gas. In addition, many insurance companies offer discounts for drivers who insure more than one vehicle with them.