ASPCA, the oldest pet insurer in the US, has a good reputation when it comes to customer satisfaction. It also offers a range of plan options ranging from accident coverage only to complete coverage. ASPCA also offers a 10% discount for policies that cover multiple pets.
ASPCA offers several different types of pet insurance including illness-only, accident-only and preventative care. The most comprehensive option is the Complete Coverage(sm) plan, which includes accident and illness benefits as well as wellness add-ons.
If you choose a Complete Plan, you can be reimbursed after you have met the deductible. You'll be able to choose an annual deductible amount, reimbursement percentage and maximum payout limit.
You will have to pay $100 as a deductible before you can receive reimbursements for claims that you made during your policy period. For example, you can set your policy deductible at 500 dollars and receive reimbursements for all claims once that amount is met.
Preventative Care Plans
ASPCA’s preventive plans reimburse regular vet checks, vaccinations, or screenings. This plan is a good way to avoid expensive and life-threatening illnesses.
This is a great benefit, as most other plans require a deductible or waiting period before they'll pay for preventive visits. ASPCA's prevention care plans are different. There are no deductibles nor waiting periods.
You can manage your account on the ASPCA app and website, track and submit claims, and keep track of your pet's medical records. There is also a local vet search tool that allows you find veterinarians nearby.
ASPCA's pet health insurance is underwritten by Crum & Forster Pet Insurance Group, which has an A+ rating with the Better Business Bureau and a 4.3 out of 5 rating from TrustPilot. Its insurance policies are available in both cats and dogs and include the ASPCA Healthy Pet Deductible, which automatically reduces your pet's annual deductible by $50 each year they don't receive a claim reimbursement.
Other perks of this insurance include no medical records or vet exams, and a 10% discount for enrolling more than one pet. ASPCA has a fast and easy quote process, as well as a free sample of ASPCA's policy.
Quotes
The best way to get a quote for ASPCA pet insurance is by visiting the company's website and completing an online form. Then you can customize your premium based on your pet's age, gender and location.
The ASPCA site also contains a wealth other information about the health of pets, including breed specific resources and a comparison tool. You can also download a mobile app to pay your vet bill, submit claims and find local veterinarians. Its app is available for download from Apple App Store or Google Play Store.