Pet insurance allows you to save money for the medical treatment of your pets. You can actually save thousands on vet bills throughout the life of your pet. It gives you peace-of-mind knowing you can access veterinary services for the lowest prices.
Best Pet Insurance Colorado
If you have a pet for the first time or are looking to upgrade, it is important to get the right policy that fits your budget and meets your needs. To help you find the right pet insurance provider for your pet, we compared Colorado's pet insurance providers.
Lemonade comes out on top as our best Colorado dog insurer. It offers a straightforward claims process and customizable deductibles, payout rates and annual coverage limits. This is one of the only companies that lets you choose coverage limits per condition rather than an annual limit. You can then keep a fixed amount of money for your pet's entire insurance without any deductible.
Customize your policy by adding optional add-ons, such as cancer treatment and emergency boarding. You can also include kennel fee coverage, among other things. Some plans include unlimited coverage to ensure that you won't be responsible for any vet expenses after the deductible.
You can lower your premiums by choosing an insurer who offers an annual deductible of $50 for every year that you do not file a claim. The yearly deductible you choose can be used as a way to reduce your costs.
Accident-only plan: For a more basic insurance option, you can get an accident-only plan that covers everything from bite wounds and broken bones to hospitalization, surgery, and radiology services. This plan is usually less expensive than accident and illness plans, which offer more comprehensive coverage, such as general health, hereditary diseases, cancer and more.
Essential plan: If you want the most comprehensive protection, an essential plan is a good option because it includes all of the benefits of an accident-only plan but adds cancer treatments, congenital defects and hereditary conditions to the mix. You can also add a wellness add-on for things like vaccines, prescription food, and medications.
Healthy Paws offers a variety of plans including accident-only, top tier, and essential. Its accident only plan is as low as 10 dollars a month, and covers alternative therapies, bite injuries, broken bones and hospitalization.
Figo offers quick coverage. With a 24-hour waiting period, Figo's accident-only and essential plans kick in faster than other pet insurance options in the state. They also include an Extra Care Pack that provides end-of-life expenses, vacation cancellation fees, third-party property damage liability coverage and more.
Pet insurance rates in the Centennial State can be affected by your dog's breed, age and location. Insuring certain dogs and cats can be more expensive because they are more likely than others to require vet care. Some insurance companies charge higher premiums to older pets. Others have different rates based on the breed of dog or cat.