Allstate homeowners coverage is one of most trusted brands and offers multiple options to protect your house. The company also boasts an extensive network of insurance agents to help you buy a policy.
Why is Allstate Insurance so cheap
Allstate homeowners insurance is competitively priced and comes with a number of discounts. The company also offers extra protections, including digital footprint monitoring and identity theft.
How can I get the best deal on Allstate Home Insurance?
Bundling policies and automatic payments are two ways you can save money on your Allstate home insurance. All homeowners are eligible for some discounts, but others are only available to homeowners who live in certain areas.
Claim-free: If you switch to Allstate and have no recent claims, you can get a discount on your premium. Allstate offers a loyalty offer to customers who have been with the company at least one year.
Early signing: If you sign up for an Allstate policy at least seven days before your current insurance policy expires, you can also save. Allstate also offers an easy pay plan that lets you set up automatic payments.
Bundling, and responsible payment. If you bundle Allstate's auto and homeowners insurance policies, you could save up to 25% on your premium. Allstate offers a discount to customers who pay their policies in full.
Personal umbrella. Add a personal parasol to your Allstate home insurance policy. It will protect you against lawsuits by injured visitors on your property. You can also get coverage for belongings beyond your standard Allstate liability limits with the personal umbrella policy.
Liability: In the event that you are held liable for damage caused by another, your liability insurance can cover legal fees and medical expenses. You can use it to offset the cost of repairs and replacements on damaged or destroyed property, like a piano.
Mobile homes: You can purchase Allstate insurance if you own a portable home and receive discounts if you install smoke detectors, fire alarms and burglar alarms. You can also choose to get a mobile home insurance policy that includes guest medical coverage, which will help offset the cost of medical expenses for people who are injured while visiting your property.
Allstate offers an array of add-on insurance policies that can protect certain items at home such as musical instruments or jewelry. They can also extend coverage to your business-related items, such as computers and printers.
Allstate's Yard and Garden Add-on can provide you with additional coverage for expensive trees and landscaping.
Customer service: Allstate is a national insurance provider with thousands of insurance agents who can help you get a quote, purchase a policy or answer your questions. It also offers customers a variety of online tools. But it is always best to talk to an insurance agent to get the coverage you need at a price that's right for you.