Thailand is an attractive destination for tourists of all ages. There is something for everyone here, from the bustling metropolis Bangkok to the beaches in Phuket, the jungles and islands up north.
Thailand is an amazing place to visit, but can also be challenging for the average visitor. For instance, Thailand is prone for natural disasters. This may result in the cancellation or reroutings of flights, hotel rooms, and other forms of accommodation.
Travel insurance is essential in Thailand to cover these costs. In the event of an injury or illness, you won't have to pay for the whole cost yourself.
Read the fine print carefully on your policy when you're traveling to Thailand. Make sure you're covered. Some policies cover medical expenses abroad only if the insurer has approved it in advance. Others do not.
Also, make sure to ask your insurer whether they will cover the loss or theft of your luggage and other personal items such as your passport. Some companies will reimburse your depreciated items, while others replace them entirely.
Comparing policies is the best way to choose travel health insurance in Thailand. Compare policies to find one that suits your requirements and fits your budget.
Travelers may choose to visit Thailand without travel insurance. However, it is not recommended. All visitors to Thailand must have travel insurance before they enter the country.
The best travel health insurance will cover evacuation in an emergency, hospitalisation as well as repatriation from Thailand to a facility of choice. It will also cover the cost of treatment for certain conditions such as diabetes, high blood pressure and epilepsy.
Pregnant women should also get pregnancy insurance in Thailand prior to travel. This will cover the costs of a maternity stay, medical treatment and repatriation of any remains back to your home country.
You should shop around to get the best value for your money. Some insurers only cover the first three-months of your pregnancy. Others offer unlimited coverage.
If you plan on traveling to Thailand several times a year, you may want to consider an annual or multi trip policy. This will save you time and money by not having to purchase separate insurance for each trip. You will save time and money if you plan to visit Thailand more than once a year.