You should always have auto insurance Washington DC, so that you are protected in the event of an accident. AARP Auto Insurance provides coverage for many District of Columbia motorists.
Buying cheap car insurance in Washington, DC is easy when you know how to compare quotes and choose the right coverage. You can choose the right policy for you, whether you need minimum liability insurance, comprehensive coverage and collision coverage, or full coverage.
District of Columbia minimum insurance is $25,000 for bodily injury per person. $50,000 per accident. And $10,000 property damage. Although these figures are low it is best to purchase more insurance to cover the medical costs in case you or someone else in your family suffers an injury in an accident.
A higher deductible, or purchasing more liability limits can lower your premium. Full coverage can also help you save money because it includes collision, comprehensive and vandalism insurance.
GEICO has the lowest rates in Washington, DC, both for full coverage as well as state minimum. It offers the lowest rates to military families, young drivers, and those with a low income.
If you're looking to purchase insurance, your driving record is important. Also consider the type of coverage you need. A clean driving record can reduce your insurance premiums, saving you money over time. Your premiums can be increased by getting tickets or having traffic violations. An older car that has a high mileage will also increase your rates.
Credit score can also affect your premiums. In general, the lower the credit score, the higher the insurance rate. Fortunately, you can do several things to improve your score, which could result in a lower quote for Washington, DC auto insurance companies.
Drivers can compare different policies' costs based on factors such as coverage and location. These ratings are a great way to help you decide which policy is right for you.
Discounts and Bonuses
Many insurers of District of Columbia provide discounts for drivers who excel in school or have safety features installed on their vehicle. The savings can range from 5 to 10% depending on the circumstances.
Some providers also offer discounts for safe driving that can save up to 50%. Depending on the insurer, you can earn these discounts when you maintain a safe driving record, pay your bills on time or take defensive driving courses.
The best way of finding the cheapest Washington, DC car insurance is to compare multiple quotes. To get started, you can use the free auto-insurance quote tool to ask for a quote from some of the best companies in Washington, DC.
You may be able save money on insurance if you buy a fuel-efficient vehicle if you own an older car with a high mileage. These models can save you money on gas, as well. Many insurance companies offer discounts to drivers for insuring more than one vehicle.