Pet insurance can cover your pet's health care costs, particularly if they suffer from certain conditions. Pet insurance is a complicated process. Make sure to take your time when selecting the policy that best suits your needs.
You'll have to pay a monthly premium based on your coverage, the weight of your pet, and where you reside. Compare quotes to see how much it will cost you.
Figo has one of the lowest premiums we've seen for cat insurance, and it's a good choice for those on a budget. The company offers options for a low deductible as well as co-payments, which will reduce your out-ofpocket expenses.
Figo also has a very competitive waiting period. You'll have to wait 1 day before you can file a claim for injuries and up to a year for pre-existing illnesses.
Accident-Only Plan
Accident-only plans are a cheaper alternative that covers vet costs for accidents such as lacerations, fractures and ligament tears. This plan covers exam fees and diagnostics.
Complete Coverage Plan
For a slightly more expensive monthly premium, you can get complete coverage that includes all of the benefits in an accident-only plan plus illness insurance. This covers cancer, UTIs, heart disease, arthritis and other common ailments.
ASPCA: This nonprofit pet insurance provider offers affordable premiums, flexible policy terms and no age limit on hereditary and congenital conditions. The ASPCA has the largest veterinary network among pet insurance providers, so you can be sure that your cat will get the treatment it needs when needed.
Healthy Paws: This highly rated cat insurance provider specializes in offering pet owners a comprehensive package covering all major health issues that your cat may develop. These include chronic illnesses, emergency care and genetic and hereditary diseases, as well as alternative medicine.
The only drawback of this policy is the fact that it does not include non-emergency long-term treatment. This is a huge drawback as many families find that these are the most expensive treatments, and may require a high out-of-pocket expense.
Trupanion Trupanion has a commitment to provide quality and extensive coverage for your pets, unlike other pet insurers. The insurer receives claims directly from its veterinarians, so there's no need for you to send them to a third party. The insurer does not have an annual maximum and reimburses based on the veterinary fees in your area.
Additional Benefits
A cat's wellness and prevention care is covered by this company. This coverage includes spaying and neutering, dental cleanings, and a variety of vaccines. The coverage also includes behavioral therapies up to a maximum of $500 per annum.
Pawp has an innovative digital center to manage your pet’s health. They also have a team dedicated of veterinarians that can help in emergency situations. It also has a $3,000 savings account that you can access if your pet gets sick or injured.