Healthy Paws Pet Insurance is a simple policy that covers up 90% of your pet’s medical bills. This plan has no lifetime, annual, or per-incident payout caps. But there are some limitations to the plan, including the lack of coverage for preexisting conditions. These are some things to keep in mind as you consider this plan for pet insurance.
Exclusions
Many common medical expenses are not covered by Healthy Paws pet insurance. Not all medical conditions are covered. This includes elective procedures, behavioral modifications and therapy. Pre-existing conditions will not be covered. For complete details, consult your policy documents.
Healthy Paws insurance doesn't cover elective procedures, pre-existing conditions or anal gland expression. It does include dental care, such as extractions, and reconstructive surgeries.
Coverage limitations
Healthy Paws has a range coverage options for pet insurance. But, the policy does have some limitations. The insurer may not pay for your pet's hip exam if they have a pre-existing condition. In these cases, it may be a better idea to buy an additional wellness program from another provider.
In addition to the aforementioned limitations, Healthy Paws also excludes routine veterinary care costs and preventative care. You'll need to pay out-of-pocket costs for routine veterinary care, such as annual checkups and spay/neuter procedures. You will also need to wait 12 months before the insurer will pay you benefits for hip dislocation or other related conditions.
Cost of coverage
The cost of Healthy Paws insurance for pets varies depending upon the plan. The company offers coverage for dental disease and hip dysplasia. Pre-existing conditions might not be covered by the plan. You can adjust your deductible and adjust your monthly premiums.
Healthy Paws pet policy is more affordable than traditional cat insurance. Monthly coverage for a young cat can be as low as $15 per month. Insurance for older cats can be as high as $90 per calendar month. Although coverage is available for pets up to 14 years of age, the company's reimbursement percentage is very limited. An older pet may only receive 60% of the costs of the procedure.
Review of healthy paws pet insurance
If you choose a pet insurance plan, ensure it covers all medical costs, including any diagnostic tests. Healthy Paws, an insurance company with a strong reputation for providing excellent customer service, is highly recommended. The company is also accredited by the Better Business Bureau. Customers have praised Healthy Paws's coverage, premiums, claims process, as well as its customer service.
Healthy Paws claims are quick and simple with no waiting periods. Customers can easily get an online quote within minutes. Then, they can choose the deductible level and the reimbursement amount that interests them. They can also purchase policies online.