Healthy Paws Pet Insurance provides a simple plan which covers up to 90% your pet's healthcare bills. This plan has no per-incident, lifetime, or annual payout caps. But there are some limitations to the plan, including the lack of coverage for preexisting conditions. These are the main points to remember when selecting this pet insurance plan.
Exclusions
Healthy Paws pet insurance coverage does not cover common medical expenses. Some medical conditions may not qualify for coverage, such as behavioral modification, therapy, boarding and certain skin rashes. Pre-existing medical conditions are not covered by the policy. For complete details, consult your policy documents.
Pre-existing conditions, anal hormone expression, and elective procedures are not covered by Healthy Paws Insurance. It does include dental care, such as extractions, and reconstructive surgeries.
Limitations of coverage
Healthy Paws is a policy that offers pet insurance with a range. The insurer may not pay for your pet's hip exam if they have a pre-existing condition. In these cases, it may be a better idea to buy an additional wellness program from another provider.
Healthy Paws is not able to pay routine vet care costs or preventative care. In order to avoid paying out of pocket for annual checkups or spay and/or neuter procedures, as well as dental cleanings, Healthy Paws will not cover routine veterinary care. You will also need to wait 12 months before the insurer will pay you benefits for hip dislocation or other related conditions.
Cost of coverage
The cost of Healthy Paws pet insurance coverage varies depending on the plan selected. The company offers coverage for dental disease and hip dysplasia. But, pre-existing condition may not be covered. However, you can adjust the deductible amount and adjust your monthly premiums.
Healthy Paws pet policy is more affordable than traditional cat insurance. For young cats, monthly coverage is as low as $15 per mois. The cost of coverage for older cats could reach $90 per month. While the company offers coverage for pets as young as 14 years, reimbursement percentages are limited. Pets over the age of 14 years may be eligible for 60% reimbursement.
Review of healthy paws pet coverage
You should ensure that your pet's insurance policy covers all costs associated with their health care. This includes diagnostic tests and exams. Healthy Paws Insurance is highly rated and has a great reputation. The Better Business Bureau has also granted accreditation to the company. Customers were very pleased with Healthy Paws's coverage, policies, and claims process.
Healthy Paws' claims process is quick and easy, with no waiting periods. Customers can request a quote online in minutes. They can also choose the level of deductible and reimbursement they would like. Customers can then order a policy from the website.