Insurance for dogs is an excellent way to help keep your pet happy and healthy. It can be used to cover unexpected veterinary costs, such as emergency visits and surgery, and it can also help with routine care expenses like vaccinations and wellness exams.
There are many companies that offer pet insurance. It is important to compare your options before choosing the right policy for your pup. You will want to select a plan that is affordable, easy to use and provides good coverage.
Accident-only plans are less expensive, but they may be best for dogs who suffer injuries such as fractures or bite wounds. They don't include illness coverage, so these plans are not an option for dogs who are older or have chronic conditions.
Consider purchasing a coverage plan for your dogs that have chronic or serious conditions. This policy pays for all the veterinary treatments you need to give your dog over his life as long as you renew it every year.
AKC Pet Insurance
American Kennel Club's (AKC) pet insurance is available not only for purebred dogs, but also mixed-breed cats and dogs. Its policies cover new or unexpected accidents, hereditary and congenital conditions and other illnesses, and its claims are processed quickly and efficiently.
AKC's pet insurance is available for a 30-day free trial, so you can try out the benefits before you decide to purchase it. Add-ons are available, such as exam fees or final expenses to cover your pet in its final days.
These policies offer a broader range of coverage and can cover vet bills not covered by accident-only plans. These plans reimburse up to 82% of eligible medical bills after you've met the annual deductible.
BestBenefit
Understanding how the insurance company treats pre-existing health conditions is important when selecting a pet plan. Some plans do not cover pre-existing conditions, while others have a waiting period that applies to any chronic condition you or your veterinarian observes prior to the start of the policy's coverage period.
Other plans include a one-year waiting period for any pre-existing conditions, even if they are fully cured by the time the coverage period ends. It can be difficult to find a policy that covers your dog throughout their life.
These plans have a wide range of premiums, but most are low enough that they are worth the cost. These premiums are based on factors such as your dog's breed and age.
The average cost of a pet insurance plan is around $500 per year. You can reduce the cost of your pet insurance by selecting a lower deductible or coinsurance. This is particularly helpful if your pet has a history of health problems or is prone to developing a disease later in life, as it's likely they will need to be treated sooner than a healthy, young dog.